AQHA PERSONAL ACCIDENT SCHEME
SECTION 1:
The Benefits provided in this Policy shall be restricted as follows and will only be payable when:
a) The requirements of the Policy are satisfied for a payment to be made to an Insured person; and
b) That Insured person is:
i) A current financial member of the AQHA who is a resident of Australia
ii) Participating in a non-income earning equine related activity
No Benefits shall be payable under this section of the Policy where:
a) A person is engaged in non-equine related activities
b) Income earning activities or activities where remuneration is directly involved
c) Participating in events or activities conducted by another association or entity
Summary of Benefits:
- Capital Benefits $50,000 (For persons aged under 18 and over 65 the Accidental Death Benefit, Event 1, is reduced to $10,000)
- Weekly Accident Benefit (income earners); 85% of Earnings to a maximum of $500 per week
- Injury Assistance Benefit (non income earners); 85% of the actual cost up to a maximum of $150 per week. This includes Domestic Home Help and Child Minding
- Parental Allowance; $50 per day to a maximum of $500 in total
- Broken bones up to $1,500
- Funeral Expenses; $5,000
- Non Medicare Medical Expenses; 85% of the actual cost up to a maximum of $2,500, Excess $50 Benefit Period: 26 weeks; 14 Day Excess
SECTION 2: The Benefits provided in this Policy shall be restricted as follows and will only be payable when:
a) The requirements of the Policy are satisfied for a payment to be made to an Insured person; and
b) That Insured person is:
i) Attending a sanctioned AQHA event held in Australia
ii) A current financial member of the AQHA or voluntary workers, judges and officials of the Insured iii) Engaged in necessary direct travel to and from such activities
Summary of Benefits:
Capital Benefits $50,000 (For persons aged under 18 and over 65 the Accidental Death Benefit, Event 1, is reduced to $10,000)
- Weekly Accident Benefit (income earners); 85% of Earnings to a maximum of $500 per week
- Injury Assistance Benefit (non-income earners); 85% of the actual cost up to a maximum of
- $300 per week. This includes Domestic Home Help and Child Minding
- Parental Allowance; $50 per day to a maximum of $1,000 in total
- Broken bones up to $3,000 Funeral Expenses; $5,000
- Non Medicare Medical Expenses; 85% of the actual cost up to a maximum of $5,000, Excess $50
Benefit Period: 52 weeks; 14 Day Excess